I am considering buying a house to rent out yet I have some questions before I move forward. First and foremost, I want to now if an Investment Property Loan comes with a different interest rate than standard housing loans. Also, will it be necessary to put down a larger down payment to get this type of loan. I’m really concerned that things such as this could make my investment non-profitable so I want to proceed cautiously. Everyone keeps telling me now is the time to get into the market, but I’m just not sure. I may be wary, but it has served me well in the past.