While filing for your bankruptcy case in the state of New York and with New York bankruptcy courts, one has to do a lot of homework beforehand. It may not be easy to file a petition with the New York bankruptcy court. Although bankruptcy services can help you in collecting the documentary proof and also guide you in every aspect of the case, but you yourself need to be fully equipped with the reasons of declaring yourself bankrupt in the form of related documents that show your extremely poor financial state and also that it is impossible for you to payback loans.