Auto insurance refers to an agreement between two entities concerning the liabilities to be paid for in case of a road accident. Auto insurance reviews are processes that help examine and correct any problems that can come up as far as operationalisation of the insurance is concerned. Insurance companies usually have a very involved mechanism to deal with auto insurance reviews. The auto insurance reviews in such companies are done either by lawyers or by actuaries. An actuary is a person who is specialized in valuation and reconciliation processes. Insurance itself is a proposition that is based on valuation, accounting and study of legal agreement.