One of the worst things that can happen to you financially is for you to be out of work for an extended period of time as a result of a disability that happened on or off the job. Many times, these temporary disabilities are covered under something that is known as the temporary disability benefits Law. This law varies from state to state and in some states, you do not even have to be injured on the job in order for your wages to be covered for the time period that you are off work. Speak to your lawyer in order to find out what the rules are in your state.